Payment and Credit Cards

Accepted forms of payment
Your Credit Card Info
Common Questions About Billing and Credit Cards
Problems with Online Orders

Accepted forms of payment

You can use American Express, MasterCard, Discover, and VISA credit cards, as well as check cards with the VISA or MasterCard logo. When you pick up your orders at a Costco Photo Center, you can also use checks, cash, Costco Photo Center cash cards and credit cards.


Your Credit Card Info

When to provide your credit card info
Costco Photo Center stores your credit card info
Your credit card info is safe with Costco Photo Center
Updating or changing your credit card information

 

When to provide your credit card info

When you select to have an order mailed to you. Before you can complete a mail order you will need to enter your credit card information.

We will store your credit card information

In order to make ordering items easier, we will store your credit card information in your account if you would like. As soon as a charge is made to your card, we will send you an email to let you know. When you want to pick up an order at a Costco Photo Center, you can pay once you pick up your order.

We maintain the security of your credit card information

There is an increasing need to protect sensitive information online such as credit card information. At the Costco Photo Center, we take great care to make sure we are storing your information as securely as possible.

  • Encryption of your credit card number

    We use industry standards to protect your credit card information. We encrypt sensitive information (such as credit card information and passwords) using SSL. We encrypt your credit card information and no one is able to see it. We even do our best to protect it from being seen by anyone viewing your screen while you are ordering. Try it out! Click the 'account' link in the top right corner of the page. You'll see your credit card information displayed as XXXX-XXXX-XXXX-5678.

  • Your account is protected by a password

    You are the only one that has access to your online photo center account as long as you protect your password from discovery by others. When you sign up you choose your own password. Make your password as complex as possible using numbers and letters while trying to avoid using actual words or obvious series of letters and numbers (such as 123 or abc) in order to make your password is difficult to guess.

    If you suspect that someone might have access to your account because they know your password, you can change your password at any time. Click the 'account' link in the top right of most pages in the Costco Photo Center to change your password. Click 'edit personal information' and enter a new password in the 'password' field. Enter the password again in the 're-type password' field. Click the 'update info' button to change your password.

    If you forget your password, we will send your password to the email that you use to log in to your Costco Photo Center account.

  • Secure Transactions

    When you are ready to complete your order, you will be transferred to a secure section of the Costco Photo Center website. The URL in the address bar of your browser should now begin with 'https://' instead of 'http://'. The addition of the letter 's' indicates that the page is secure.

If you need to update or change your saved credit card information

If at any time you would like to edit your billing or credit card information, click the 'account' link in the top right of most pages of the Costco Photo Center. Each section has a link that you can click to enter new information or check the current information. When you have modified all the information you need to change, click the 'update info' button to save your changes.

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Common Questions about Billing and Credit Cards

What do I do if my saved credit card has expired?

If you would like to update your saved credit card information at any time, follow the steps below:

  1. Click the 'account' link in top right of most pages of the Costco Photo Center website.
  2. The information we currently have saved for you should be displayed.
  3. Click the 'edit credit card information' link.
  4. Enter your new credit card information.
  5. Click the 'update info' button to save your new information.

Why have I been charged when I haven't yet received anything?

If you have placed an order that you would like shipped to you, then we must charge your credit card at the time the order is shipped. This means you will see a charge applied to your credit card before the order actually arrives. Shipped orders typically arrive within 5 to 7 business days from the time they are placed. There are occasionally delays due to the U.S. Postal Service that are beyond our control, but most customers receive their orders within 5 to 7 days.

How come there is a $1.00 charge from the Costco Photo Center on my credit card?

In order to validate your card, we ask the financial institution that issued your card to authorize us to charge $1.00 to your card. We know that the card is valid if they reply that we are authorized to charge your card. There is no actual charge made, the authorization should expire and will no longer appear on your card.

If you are concerned, please verify this with the issuer of your credit card. Please also contact our customer support department for more information.

Who can I contact about charges on my card?

When you place an order and pay online using your credit card, we will send you an itemized list of what was ordered and the cost. If you have any questions about charges to your credit card check the itemized email, visit our Pricing page for a list of items and their cost, or contact our customer support department for assistance.

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Problems with Online Orders

Problem: If you believe that fraudulent charges have been made using your credit card.

Please do the following: If you are concerned that fraudulent charges have been made in connection with your Costco Photo Center account, please contact customer support as quickly as possible. We take the security of your credit information very seriously and will immediately investigate the matter to its fullest.

Problem: Your credit card isn't being accepted by the Costco Photo Center.

Please do the following:

  • The most common things that will cause our site to not accept your credit card is if you have accidentally entered the wrong number or expiration date, or if you've entered an address that is different than the billing address that your credit card issuer has on file for you.
  • Another reason our site might not be accepting your credit card is that your card might be at or nearing the credit or debit limit. We ask your credit card issuer to authorize a $1.00 charge in order to validate your card. If your credit card issuer authorizes us, then we know your card is valid. If there isn't enough room to validate your card, then the issuer will decline our authorization request. Please note that the $1.00 charge is only an authorization request and not an actual charge.
  • There is also a chance that your credit card issuer is refusing to validate your card. Credit card issuers often do not share why a card is classified as invalid. Please contact your credit card issuer directly to clarify matters if you continue to be unable to add it to your account on our site.
  • There are many reasons that could impact the validation of your credit card including website maintenance, or if your credit card issuer is temporarily unreachable due to internet outages. Sometimes closing your browser and waiting a bit before attempting to add your credit card number to your account works as well.

Problem: You need to cancel a print order.

Please do the following: Orders are fulfilled almost immediately after you place them, meaning they are automatically sent to a photo lab and queued for printing. In cases where you are unable to cancel an order before it prints, return your order for a refund when it arrives or talk to the Costco Photo Center staff when you go to pick up your order.

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